1. Introduction to Personal Finance
1.1 Introduction to Finance
1.2 What is Money?
1.3 History of Money
1.4 The Value of Money
1.5 Currency/Foreign Currency
1.6 Personal Finance, Corporate Finance, and Public
Finance
1.7 Factors That Affect Personal Financial Concerns
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Chapter Summary
2. Important Financial Concepts
2.1 Income and Expense
2.2 Income and Expense Statement
2.3 Cash Flow Statement
2.4 Asset and Liability
2.5 Net Worth
2.6 Time Value of Money
2.7 Compounding
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Chapter Summary
3. Budgeting
3.1 The Importance of Planning
3.2 Introduction to a Budget
3.3 Principles of Good Budgeting
3.4 Common Budgeting Methods
3.5 Creating a Budget
3.6 Contingency Planning
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Chapter Summary
4. Banking
4.1 Introduction to Banking
4.2 Types of Banks
4.3 Types of Accounts
4.4 Lending Facilities
4.5 Other Banking Services
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Chapter Summary
5. Borrowing
5.1 Introduction to Borrowing
5.2 Credit Risk
5.3 Consumer Reporting Agencies
5.4 Credit Score
5.5 Why Should You Check Your Credit Report?
5.6 Types of Borrowing
5.7 Protection and Safeguards for Borrowers
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Chapter Summary
6. Home Ownership
6.1 The Importance of a Home
6.2 Buy or Rent
6.3 Mortgage Loans
6.4 Types of Mortgage Loans
6.5 The Mortgage Loan Process
6.6 Mortgage Calculator
6.7 Factors Affecting Interest Rate
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Chapter Summary
7. Investing
7.1 Introduction to Investing
7.2 Investing Fundamentals
7.3 Common Financial Investment Avenues
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Chapter Summary
8. Insurance
8.1 Introduction to Insurance
8.2 Principles Underlying Insurance Contracts
8.3 Types of Insurance
8.4 Pricing of Insurance
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9. Taxation
9.1 The Case for Taxation
9.2 Income Tax
9.3 Other Major Taxes
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10. Retirement Planning
10.1 Historical Perspective On Retirement
10.2 Retirement and Life Expectancy
10.3 The Sources of Retirement Security
10.4 Estate Planning and Creating a Will
10.5 Planning for Retirement
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Chapter Summary